Student Loans

Student loans for all types of students. Get the money you need for school.
Student loans from REGIONAL in partnership with Sallie Mae^® could help!

Whether you're an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

• Competitive variable and fixed interest rates
• No origination fee or prepayment penalty¹
• Multiple repayment options

Learn which loan is right for you

Undergraduate and career training students

Smart Option Student Loan^® for Undergraduate Students
Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school or for professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.

Graduate

Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan
Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan
Pay for your school and associated expenses as you study for your law degree

Learn which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. REGIONAL is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

^1. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Educator Loans

New Teacher Transition Loan

If you’re new to the teaching profession, or new to the local school district, a New Teacher Transition Loan from REGIONAL is designed to help you with the expenses that can occur with the change — classroom supplies, professional wardrobe, moving expenses, and more. REGIONAL has partnered with school districts in the area to provide this valuable benefit to our members beginning their careers in the education field. Call 1-800-762-7419 for full details.

• Fixed 6.99% APR*
• Guaranteed approval for at least $500
• Borrow up to $3,500
• Fast approval and turnaround
• No prepayment penalties
• FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
• Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)

*APR=Annual Percentage Rate. Restrictions apply. Proof of employment is required. Setup of direct deposit or auto payment is required. Active membership account is required. This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract. This loan does not apply to existing teachers. Limited to one loan per individual, regardless of amount approved. Rates are subject to change without notice. Rates are based on credit history and qualifications. No other discounts can be applied to the New Teacher Transition Loan. Rate shown reflects lowest possible rate and term up to 24-months. See a REGIONAL team member and Loan Agreement for complete details. This is a consumer loan and not a mortgage loan.

Educator Development Loan

Once you’re established in your teaching career, other major expenses come up. Expenses like professional development, certification and re-certification, advanced training and degree work.

REGIONAL created the Educator Development Loan to help you fund the next steps, with a low interest rate that won’t increase—it’s fixed for the life of the loan! Use your Educator Development Loan to cover expenses like tuition and fees, books and software, or other needs. Call 1-800-762-7419 for full details.

• Fixed 8.90% APR**
• Maximum $5,000
• Minimum $500
• 24 month term
• Fast approval and turnaround
• No prepayment penalties
• FREE 24/7 online access to your accounts
• Easy online payments with Online Banking and Mobile Banking

**APR=Annual Percentage Rate. Not all applicants will qualify. Restrictions apply. Proof of employment is required. Active membership account with Checking and Automatic Payments is required. Rates are subject to change without notice. Rates are based on credit history and qualifications. No other discounts can be applied to the Education Development Loan. Rate shown reflects lowest possible rate and term up to 24 months. See a REGIONAL team member and Loan Agreement for complete details. This is a consumer loan and not a mortgage loan.