One Card...Four Reasons
Why should you have the REGIONAL Visa Platinum credit card in your wallet? Here are just four great reasons...
Fixed Rates
Your rate is your rate. It's not an introductory offer, or a limited-time fixed rate that becomes variable later. Plus, our HIGHEST possible credit card rate beats most other card issuers' LOWEST rates.
Cash Rewards*
Our Visa Platinum Rewards and Platinum Elite cards come with a rewards program, which now includes CASH rewards.
Buy Now, Pay Later*
Qualified cardholders can now opt for installment payments on qualifying purchases. These installments let you pay off a purchase over a set number of months...at an even LOWER interest rate than your normal rate for purchases.
No Annual Fees
It's simple: you don't have to pay us just to carry our Visa Platinum credit card in your wallet. Our cards come with no annual fees.
*Not all applicants will qualify. Terms and conditions apply. This offer is subject to change without notice. The Buy Now, Pay Later installment feature is available on eligible transactions and subject to credit approval. Rewards are managed through CURewards.com and are subject to the terms and conditions of the CURewards® Program. For complete details, visit regionalfcu.org. REGIONAL federal credit union is federally insured by NCUA. We are an Equal Opportunity Lender. Speak with a Lending Expert for personal assistance and full program information.
REGIONAL Visa™ Platinum Credit Cards
Your VISA Platinum card comes with FIXED RATES, no annual fees, worldwide purchasing power and cash advances up to 100% of your limit, with no transaction fees when you get your advance at REGIONAL. Your card also comes with security features like Visa's Zero Liability fraud protection, and the ability to freeze or unfreeze your card with just a few clicks.
Platinum with Rewards
- Fixed 8.90% APR*
- Limits up to $15,000
- No annual fees
- Earns Rewards points with every purchase
- Buy Now, Pay Later installment payment option
- Redeem Rewards points at CURewards.com
Platinum Elite
- Fixed 10.90% APR*
- Limits up to $10,000
- No annual fees
- Earns Rewards points with every purchase
- Buy Now, Pay Later installment payment option
- Redeem Rewards points at CURewards.com
Platinum
- Fixed 12.90% APR*
- Limits up to $7,500
- No annual fees
- APR is nearly 9% lower than national average
- 100% of limit available for cash advances
- Buy Now, Pay Later installment payment option
Platinum Basic
- Fixed 14.90% APR*
- Limits start at $100
- Limits up to $5,000 available
- No annual fees
- Buy Now, Pay Later installment payment option
- Start building a positive credit history with Platinum Basic!
*APR=Annual Percentage Rate. Rates are based on certain credit-worthiness criteria. Not all applicants will qualify. See Credit Line Account Agreement and Federal Disclosure Statement for full disclosures.
Buy Now, Pay Later
The best credit card in NWI just got better!
The new Buy Now, Pay Later feature is now available for REGIONAL Platinum Visa cardholders.
Buy Now, Pay Later lets you pay off purchases with monthly installments over 3, 6, 9 or 12 months. It’s an alternative to adding a purchase to your regular monthly payment that can allow you to pay off a specific purchase sooner than you would otherwise (your regular monthly minimum payments will be added to your installment plan). Plus, your Buy Now, Pay Later purchases carry a rate 2% lower than your usual card rate.
Simply sign in to your Visa Payment portal through REGIONAL Online Banking. Go to the “Online Services” menu and select “Visa Payments / Statements / Rewards.” Click the “Installment Payments” tab on the right side of your screen to see which offers you qualify for on purchases.
*See important disclosures ("Important Changes To Your Account Terms as of March 1, 2025")