Your trusted partner for your home lending needs
Whether it’s your first home, an upgrade to make room for a growing family, or a smaller space to fit your needs in retirement, you need financial partners you can trust to have your best interests in mind.
REGIONAL and Member First Mortgage work together to make your home buying experience go smoothly and help you reach your goals. Visit cu.memberfirst.com/regionalfcu to get a personalized rate quote, submit an application, or follow your loan application while in process. If you'd like to speak to a Lending Expert before applying, call 1-800-762-7419.
Purchase
Now may be the perfect time to purchase the new home you’ve been dreaming about! We provide solutions for all of your mortgage needs, with a complete suite of loan options including Fixed and Adjustable Rate mortgages, FHA, VA, Rural Development and programs other lenders don’t offer.
- Complete Suite of Mortgage Programs
- Free Online Application & Pre-Approval
- Competitive Rates & Closing Costs
- Low Down Payment Mortgage Options
- Quick & Easy Closings
- The Perfect Mortgage for Your Needs
Construction Loans
The custom-built home of your dreams is within reach with a Construction Loan from REGIONAL and Member First Mortgage. We offer single-close construction loans for primary residences.
- One-Time Close, Construction to Permanent Loan
- Permanent Rate Lock Upfront
- Minimum credit score: 680*
- Free Online Pre-Approval & Application
- Allows Financing for the Lot, Construction & Permanent Mortgage
*All loans subject to approval. Eligibility, terms and conditions are subject to change and may vary based on borrower creditworthiness, qualification and collateral conditions. Equal Housing Lender.
**Annual Percentage Rate (APR). Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Rates effective as of April 7, 2022 and are subject to change without notice.
Mortgage Refinancing
Even if you're not planning on moving, it may be possible to reduce your monthly payment or build equity and pay off your home faster when you refinance an existing mortgage. REGIONAL and Member First are ready to help you decide if refinancing is the right move for you.