Holiday Loan Special
$1,200 | 12 months
11.49% APR*
*Offer based on loan term of 12 months. The maximum interest rate for this offer is 11.49% APR and the minimum approved loan amount is $1,200. Not all applicants will qualify for the lowest rate. Payment example: A 12-month loan of $1,000 at 11.49% fixed APR will have 12 monthly payments of $88.61. Rates current as of October 31, 2024, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Holiday Loan loan rates reflect as low as rate with .25% discount for automatic payments from a REGIONAL deposit account.
Why Choose a Holiday Loan?
Your REGIONAL Holiday Loan can be used for anything you can imagine, just like a credit card (in fact, we also offer four different fixed-rate Visa™ Platinum cards). Here are a few reasons why a Holiday Loan from REGIONAL may be the choice for you.
Just the Right Amount
It's easy to budget your holiday spending with a Holiday Loan. Gifts or travel, or both (or something else altogether), a Holiday Loan puts the funds you need within easy reach.
Predictability
With a fixed amount, a fixed rate, and a fixed 12-month term, you will know from the start exactly how much your monthly payment will be, and the date of your final payment.
No Revolving Debt
By borrowing for a fixed term, you avoid the revolving debt cycle that can come with credit cards, especially if you only make minimum payments. With a Holiday Loan, your balance is paid in full after 12 payments.