REGIONAL logo

Home Equity Line of Credit


As low as 1.99% APR* for 12 months

Home improvements, major purchases, a dream vacation, college expenses, consolidate your credit cards or other loans – your Home Equity Line of Credit puts your big ideas within easy reach, with great variable rates and the flexibility of a line of credit.

Right now, take advantage of rates as low as 1.99% APR*, fixed for 12 months (variable after).

You can even apply, get approved and sign your loan documents all online, without setting foot inside the credit union. Get started today or contact a Loan Expert at 1-800-762-7419 for details.

*APR=Annual Percentage Rate. Prime Rate (currently 3.25%) with a minimum APR of 1.99% and a maximum APR of 18.00%. Rates current as of April 1, 2021 and are subject to change based on market conditions and borrower eligibility. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Ten-year draw period followed by a ten-year repayment period. Homeowner’s property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1–4 family, owner-occupied properties. Offer does not apply to existing REGIONAL federal credit union credit lines. HELOC rate of 1.99%, 2.74% and 3.25% are fixed for 12 months then convert to the rate outlined in their credit agreement. Only Indiana residents are eligible.